Editor’s note: This article was first published in August 2011. Its product names (Hogar Plus, Hogar Confort, Hogar Estándar), coverage and 24-hour phone service describe Ocaso’s offer in 2011; current products and terms may differ.
Ocaso is tailoring its range of products to society’s current needs, from business insurance (for SMEs and shops) and home insurance to leisure and pets (dog insurance). In this case, the company has made an effort to improve value for money on one of our most prized possessions, our home, so in these times of crisis it offers three types of home insurance:
Ocaso Hogar Plus: The most balanced policy, with excellent value for money, which includes a number of improvements over its competitors:
- Higher sums insured in its coverage (third-party liability, cosmetic repairs, belongings in storage rooms and garages, legal assistance and more).
- Besides the belongings inside the home, those kept outside (terraces, roof terraces, gardens, patios and the like) are covered, as is luggage taken to hotels, apartments or temporary accommodation.
- Third parties’ belongings that may be left in the insured home are included.
- The price of the policy is adjusted to the characteristics of the home.
Ocaso Hogar Confort: A high-end product designed specifically to meet the most demanding expectations, with exclusive guarantees and greater benefits in its coverage:
- Higher compensation limits on all its guarantees.
- Covers damage to insured property caused by ground subsidence due to construction work.
- Option to add accidental “all-risk” cover.
Ocaso Hogar Estándar: The most basic product, designed to include only what’s necessary, with the essential guarantees to feel protected against the situations that occur most often:
- Tighter compensation limits on its guarantees.
- Covers only the major events that tend to seriously hurt a household’s finances.
And that’s without forgetting the rest of its products, such as life and accident, funeral cover, homeowners’ associations, vehicles and more. Ocaso lets you calculate the price of your insurance on its own website and offers a customer service phone line where, in keeping with the company’s slogan, you’ll be attended by people 24 hours a day. To check, calculate or take out your insurance, visit Ocaso’s website.
Featured image: FEDERICO JORDÁ, CC BY 2.0, via Flickr.
